- loans ranging from $1,500 to $15,000
- repayment terms from one year to two years
- competitive low-interest rate!
- options to save interest by making payments more frequently and/or within grace period
- flexible monthly payment schedule
- no hidden fees
- Tuition for short-term (two years or less) training
- Exam fees with a professional governing association
- Travel expenses to write an exam
- Qualification assessments fees
- Professional association fees
- Books and course materials
FCR loans are different from Bank and student loans as our main focus in processing the application is based on character assessment. Whether you are a new immigrant who has just arrived in Canada with no credit history, or you have been living in Canada for a period of time, the FCR project could still work for you if you need financial support and have a viable action plan to return to your profession.
FCR clients are able to make any additional or early repayments without any pre-payment penalty, and they may postpone up to 2 monthly payments over a 12-month period if needed